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Affin Hwang Quantum Ponzi 1.0
Affin Hwang Select Opportunity
CIMB Asia Pac Dynamite Income Ponzi 2.0
CIMB Asia Pac Global Titanic

In ratio of 1:1:3:2

Ok, weekend mode - ON!

In that case, Ms Lee fund ada Alpha, kurang Beta!

This post has been edited by Pink Spider: Jan 17 2015, 01:05 PM

23rd.

Remember 3PM cut-off too

U know me...Saturday MV...no thanks

For beginner...look at balanced funds better

Affin Hwang Select Balanced
RHB-OSK KidSave Trust
AmConservative

Don't start with too much risk...later a bit shock, straightaway phobia and avoided investments forever.

My equity exposure to US+Europe+Japan is now 30%

My weekend mode is...sit in front of tv watch Astro til hungry only go out find food

Amitabha

Do u actually know what this fund invests in?

That fund invests >90% of its assets in bonds, with remainder to gamble trade options/futures related to energy (read - oil & gas) sector

But as at its latest fact sheet, the fund manager seems to have grown disillusioned with energy sector, almost everything dumped into bonds

Paying 1.5% management fee p.a. for a fund which invests in bonds? Are u sure?

With so many posting their portfolio asking for opinion...

Rather than giving opinion which may or may not be helpful, I'm gonna teach u guys how to really see how your portfolio looks like...

Go download the latest fact sheet of your funds
Then see what are the countries/sectors/asset classes that it invests in

E.g. CIMB Global Titans as at Nov-14 fact sheet has 51.8% in US, 35.7% in Europe, 11.8% in Japan and the remainder in Cash. U have RM10,000 worth of holdings in CIMB Global Titans. Your total portfolio is RM50,000.

Thus, RM10,000/RM50,000 x 51.8% is exposed to US

Do this for the other funds.

Then u can construct a picture of the allocation of your portfolio.

U don't have to do it 100% the way I did it, improvise and find a way which suits u.

Attached is mine:

This post has been edited by Pink Spider: Jan 17 2015, 08:08 PM

Teach u guys how to fish rather than serve u fish 'n' chips on the plate

Ask Unker Google!

So much cash

Ini...mesti Affin Hwang funds a lot

RM10K ONLY???

Drove about 20KM to look for my favourite duck drumstick herbal soup noodle...

But as ppl say, the higher the expectation, the higher the disappointment...

The drumstick tastes weird

Sekian saja malam saya

So, this is why Swiss Central Bank put a stop to Swiss Franc cap

They can no longer keep buying all those Euro flushing down like waterfall

Added since Aug 2014...

IRR...27.15%...GTF is my new Ponzi

Tau la

Kasi I syiok sendiri can or not

GTF 2014 also gained >10% ma

U understand what is RSP Special, right?



For funds not under RSP Special, u need to have an initial investment in it first, i.e. buy in RM1,000 (or RM500 for CIMB-Principal funds). After that only u can subscribe for RSP for that fund.

From my experience, RSP works best for funds that are VOLATILE (huge yo-yo up and down) but are displaying a CLEAR uptrend over the years, because RSP will help u to average out your entry cost.

For funds that are stable like CIMB Asia Pac Dynamite Income, lump sum entry would work better. Just dump in everything u have!



This post has been edited by Pink Spider: Jan 18 2015, 12:23 PM

How to build courage if u didn't go thru shocks?

Recent slump in Bolehland equities just given us a very good lesson in volatility and how RSP could help.

Those who (saw the super HISTORICAL performance and) bought in lump sum into Kenanga Growth, Eastspring Small Cap etc and then did not have courage and/or ammo to top up when market crashed would have been better off had they did otherwise, for example buying in minimum amount and then RSP buy in come rain or shine.

The fund which taught me this lesson was Hwang Global Financial Institutions Fund (I think this fund closed already, it's a 5-year mandate fund if I remember correctly), this fund was launched in mid-2008. U know what started during that time, right?
50 sen I started, 44 sen I top up, 39 sen I top up, 38 sen I top up...


But, not everything or every fund also can do like this, u need to have faith that the fund/industry/market will recover somehow.

The SC charged on your RSP would be the usual SC rate, if it happens that FSM is running some promo during that time, u get the promo SC rate.

This post has been edited by Pink Spider: Jan 18 2015, 12:45 PM