I think you bought the premier invest some sort of investment-cum-saving plan. You won't be seeing any earnings in short term. If I'm not mistaken, it's a 10-year long plan. My brother "accidentally" bought that and he has surrendered with a loss of nearly 45% of total premium paid.

You need to consult a proper certified financial planner.

This post has been edited by David83: Sep 23 2006, 09:59 PM

Surrender in finance means you terminate the plan and sell the units you got in your hand.

Well, investment always got risk and they didn't provide your guaranteed return like FD or savings.