Guys: I've a question on refinance. Instead of opening a new thread, I thought I should ask it in an existing thread. Below is my situation.

My first property is completed/loan free. My first time withdrawal from KWSP is for this first property. Since my loan is completed, I can't withdraw from KWSP. But my intention is to keep withdrawing from KWSP. The reason is because KWSP did not allow withdrawal for the 2nd/3rd/subsequent property if the first property has not been sold. Anyone can help out on this?