Haha.. i think he got either attitude problem or lack of attention problem...

I agree with u.

Remainder principal.. if refinance with lower interest, saving more than lawywr fee, proceed.

Different customer got different needs.

some refinance to get saving
some refinance for a higher value to get extra cash for their intended purposes with mortgage loan as collateralized lending is the cheapest.
some refinance for cash flow purposes, eventhough there might be no saving at all.. but for monthly cash flow restructuring.

so.. refinancing is a good product from bank, allowing more financial instrument option.

if supersound dun like refinance, then dun refinance lo..

Yea... TS also never ask pros and cons.

Different customer, different needs, dun jump the trigger and blast tin kosong comment, betul anot showtime?



This post has been edited by Bonescythe: Dec 14 2014, 04:43 PM