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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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yee88
post Mar 15 2016, 10:24 PM

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Hi, I got a question related to CCRIS.

Checked my ccris record and found out I'm having a bad record, owing RM800 to PTPTN (equal to ard 7mths instalments, because did not notice mthly payment is actually lesser than the repayment schedule). Already paid off the total owe amt and ptptn officer said it will reflect in next mth 15th report. But I'm signing S&P soon before 15th, will be there a risk bank reject the loan application even if the debt had been cleared after signing S&P?

Having a dilemma now...sighhhh..not sure wanna take the risk or not...

yee88
post Mar 16 2016, 12:03 AM

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QUOTE(lifebalance @ Mar 15 2016, 10:33 PM)
so far it's okay 1.

Why are you signing the S&P before getting the loan approval ??
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ohh..thanks for replying..
it is a prelaunch project. placed booking and if sign on the specific date will get special rebate..

 

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