It's the first one, my banker confirmed this with me.

i.e. in your case, loan amount 1mil, client place 1mil into current account, max saving is 1mil * 70% only.

100k.

70% means can go up to 700k principal savings, meaning if you put 900k, the bank will still charge you interest based on 300k.

I check my ccris only have my ptptn. Can i apply CC and use few months then try apply loan. Is it ok?

What's the lowest rate in the market now for favourable credit profile and >RM500k loan?

3.85%?
3.80%?
3.75%?
3.70%?

guys, i have a question. im looking to purchase my first home.

1.3m but developer gave a 10% discount on the property. loan amount is 90-95% based on the 1.3m price instead of the actual sale price. do i still need to pay the 10% Downpayment upfront?

as for maybank they offered MRTT. which is at 65k. interest 3.95%

guys, im wondering what are the mortgage rate for loan amount 295k, 35years.
Lowest rate possible, with MRTA.

Which bank can achieve the abovementioned rate ?
any recommendation ?

Is there still 100% loan for first time buyer?

Subsale.
I asked my agent he said no more.
I dont believe him but Maybank staff whom I called also said Maybank dont offer anymore.

Thanks.
Now my friend from Mbsb said his bank still has skjp

I'm currently in progress of purchasing a house, I have question about loan application.

My situation I have mortgage broker
(introduced by prop agent) submitted for loan application on behalf to multiple banks, but now I'm not too comfortable with the broker but he just inform me loan approved without any supplementary information like package, rate how was it compare between multi bank that he said he submitted.

And property agent pushing me to use the lawyer they suggested to sign LO.

Im planning to use my own lawyer, question is can I still submit loan application by myself to branch if broker already submit on behalf but unwilling to share information?

Hi guys, I tried to search elsewhere but couldn’t get any accurate answer. Does anyone know or had experience before that bank will perform another round of credit check before loan disbursements? My ccris does now show any late payment flag but my credit utilization might have increased due to my recent purchase. Not sure if this will affect the loan disbursements

Applied loans with RHB, Hong Leong and MBB. Got the same offer 3.8% from all banks. Looks like 3.8% is the lowest they can go for now.

>500K. RM790K to be exact