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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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thickface
post Mar 10 2025, 03:45 PM

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Junior Member
170 posts

Joined: Mar 2008
Hello. Can i ask if third residential property can get maximum how many loan % of house price?

How do bank count my loan credibility? My objective might be to purchase the next home before selling my current home.
thickface
post Mar 10 2025, 08:18 PM

Getting Started
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Junior Member
170 posts

Joined: Mar 2008
QUOTE(victorian @ Mar 10 2025, 04:42 PM)
max 70% LTV.
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Any potential to go higher like 80%? If i got good rating?

Or will it be better to just pay off my first loan since I got huge cash in hand.


QUOTE(taitianhin @ Mar 10 2025, 04:47 PM)
There is diff betweenon 5k salary and 30k salary.
No one will blindly tell u what you wan without u mention what you are
Apa actual scenarionya?
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Have my reasons not to post my salary out here. Thanks.

My scenario is saw a potential deal in the market. I got two loans and have huge cash reserves. Not sure to blow it off for the third loan since i read that it is around 70-80% loan from bank. Was just wondering if got sifu here that can advise on how to get 80% and above. Would prefer to have more cash reserves before selling my second house and currently staying in second house where all my furnitures will be transferred to that future home if the deal is on.


 

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