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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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taohannan
post Jun 2 2015, 12:15 PM

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QUOTE(beyond86 @ Jun 2 2015, 11:54 AM)
i bought the house around this price as well.
Sales & Purchase Agreement legals fees & disbursement roughly need about RM6k
Loan Agreement legals fees & disbursement roughly need about RM8k
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QUOTE(zhou.xingxing @ Jun 2 2015, 11:56 AM)
Wow. If around 15k in total it would be nice laugh.gif  thanks for the response. Forgot add the point whr the house need no further renovation rclxms.gif
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just bought house for 450k finance by cimb islamic 413k including lawyer for bank side.

putting aside finance by bank, total documentation fees i need to forked out is around 17k. Already got consent from land office, now waiting for redemption statement for previous owner. how long to wait for exchanging the name im not sure. now stil waiting lol.

ok back to my point, if 450k will cost around 17k(including stamp duties, my stamp duties got discount 50% due to my 1st house, if not it will cost me 9k for 450k house price), how u all manage to get only 15k for 650k house?
taohannan
post Jun 2 2015, 02:05 PM

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QUOTE(MeToo @ Jun 2 2015, 12:42 PM)
Roughly 2%... so about 50k... not withstanding legal fee... I reckon time to be real nice to my uncle so he give me a discount on legal fee  sweat.gif

Seems after reading up, the 50% off is only applicable for houses below 400k
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50% stamp duty exemption on instruments of transfer and loan agreements executed
by Malaysians for the purchase of their first residential property has been extended to
31 December 2016 for properties not exceeding RM500,000.

https://www.kpmg.com/MY/en/IssuesAndInsight...dget%202015.pdf

2015 budjet

 

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