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Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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tadashi987
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Feb 16 2020, 12:34 PM
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Maybank MaxiHome Full FlexiHi all, want to enquire that for Maybank MaxiHome Flexi, I found that there is this benefit of: "Earn interest of up to 1.85% pa for credit balances above RM5,000."Does that mean if I deposit more than RM5,000 in my loan current account, which it reduces the principal interest, at the same time I'll be also earning interest in my current account?
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tadashi987
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Feb 17 2020, 01:55 PM
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QUOTE(lcp0407 @ Feb 17 2020, 01:05 PM) This seems like way too good no? Say if your loan interest is 4% and you put anything more than 5k in your account, say 100k, you are earning 1.85% on top of the saving of 4% interest on loan. Meaning for that 100k, you are earning 5.85% interest. And this is risk free 😱 Ya thats why i am asking haha, sound too good to be true, if really that case I would use that account like my FD account somemore u are able to deposit and withdraw anytime u want which is a wow
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tadashi987
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Nov 30 2021, 05:26 PM
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hi guys want to ask
I have this Maybank Commodity Murabahah Home Financing Loan with a Premier Mudharabah Account current account open
If I were to reduce the interest, I just need to transfer my extra into the current account, instead of pumping into the loan account, am i right?
This post has been edited by tadashi987: Nov 30 2021, 05:27 PM
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tadashi987
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Nov 30 2021, 05:45 PM
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QUOTE(mini orchard @ Nov 30 2021, 05:37 PM) You question is specific ... better to check with the bank for right answer. it shud be alright for me to straight call MBB CS for query right haha I had given up on my loan agent, doubt he even know what loan he is selling me
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tadashi987
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Dec 6 2021, 09:11 AM
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QUOTE(ck2chan @ Dec 6 2021, 12:33 AM) you taken the loan? the agent just want earn commission, MBB also bad service yeah yep taken the loan
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