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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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swissalto
post Jun 22 2019, 04:58 AM

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I am wondering why some bankers are using their own private email (eg: @hotmail; @yahoo etc) instead of the official email address from the banks. Every time when P&C documents such as payslips, bank statements, EPF statements, EA form etc are about to be sent to those private emails for loan application purpose, am I wondering is this legal? Anyone can explain why does this happens? Why those bankers using their private emails instead of the work email from the bank?


swissalto
post Jul 5 2019, 02:47 AM

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Is the Bumi discount not compulsory to all developers? Have seen some projects in KL where no bumi discount is being offered.
swissalto
post Feb 16 2020, 07:08 PM

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QUOTE(tadashi987 @ Feb 16 2020, 12:34 PM)
Maybank MaxiHome Full Flexi

Hi all, want to enquire that for Maybank MaxiHome Flexi, I found that there is this benefit of:
"Earn interest of up to 1.85% pa for credit balances[B] above RM5,000."

Does that mean if I deposit more than RM5,000 in my loan current account, which it reduces the principal interest, at the same time I'll be also earning interest in my current account?  confused.gif
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It means as long as there are above RM5k in your current account available, you will enjoy up to 1.85% more interest compared to if you save it as FD
swissalto
post Feb 17 2020, 05:15 PM

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QUOTE(tadashi987 @ Feb 17 2020, 01:55 PM)
Ya thats why i am asking haha, sound too good to be true, if really that case I would use that account like my FD account somemore u are able to deposit and withdraw anytime u want which is a wow
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There is a catch, read the word carefully - "Up to 1.85%" is not the same as saying "give you 1.85%".

At the moment your FD period 1 month how many percent? FD 1 year how many percent?


swissalto
post Dec 4 2020, 05:13 PM

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QUOTE(lifebalance @ Dec 4 2020, 05:07 PM)
You need to joint loan with someone who earns an income
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In that case, that someone income should be covering 100% of the installment, or to what percentage of the RM1.5M mortgage loan?

 

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