Hi sifu-sifu sekalian,

Planning to get another property latest by Q2 2021, so need to iron out my financial plans.

Current Income:
Pay: 7600 gross
Bonus: 1 month
Increment: avg 5%

Current Commitments:
House Loan 1 (Joint): 450/month
House Loan 2 (Joint): 1957/month
Personal Loan 1: 500/month
Personal Loan 2: 550/month
CC Outstanding: 25k mostly EPP

2021 Plan:
Housing Loan 1 will be fully paid off by Feb 2021.
If the prices are right, will keen to sell off House 2, else will keep it for rental purposes.
Personal Loan 1 will be settled off by Mar 2021.
Aimed to reduce CC Outstanding to <10k by Q1 2021.

Question:
With below scenario, how much maximum loan I can get by Q2 2021?
• Active House Loan 2 + Personal Loan 2 + CC Outstanding 10k?
• Active Personal Loan 2 + Outstanding 10k?