Hi all, help needed.
Need to refinance my loan to reduce the borrower from 2 person to 1.
Can advise which bank can offer full flexi with no capping?
Thanks alot.
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Jul 8 2024, 02:06 PM
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Junior Member
538 posts Joined: Jan 2003 From: OUG,Old Klang Road  
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Jul 11 2024, 09:46 AM
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Junior Member
538 posts Joined: Jan 2003 From: OUG,Old Klang Road
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QUOTE(discoinferno1 @ Jul 10 2024, 04:18 PM) Recently few banks mentioned that max 10 years tenure for cash out from fully paid house for refinancing.. Anyone know if this true or which banks not yet following this directive? I got reply from Maybank banker. Refinance amount follow max tenure, but cash out part 10 years. And need to pay 2 loan together... every month refinance installment + cashout installment. |
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Nov 13 2024, 10:40 AM
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Junior Member
538 posts Joined: Jan 2003 From: OUG,Old Klang Road
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Hi All Sifu,
Need to clarify somethings about the Fully Flexi capping. Is the capping apply on the loan amount or the fund inside the current account? If capping 70% 1. Loan 1 mil, current account 800k, only can save 700k interest OR 2. Loan 1 mil, current account 800k, only can save 560k interest TQ in advance. |
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