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Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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southminor
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 Oct 21 2015, 12:22 PM
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New Member
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Good morning all sifus, I'm looking to buy a house of RM900k. My net income is RM12.2k net, and travel / food are covered by company allowances.
Monthly commitments:
Car loan @3.2k/month (loan was 80% of 235k for 8 years)
Monthly bills (unifi, electricity, water)
Looking for 90% loan for 35 years.
From your experiences what are my chances for loan appoval? Do i need to foot it more down payment if not approved? Thank you!
This post has been edited by southminor: Oct 21 2015, 12:26 PM
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southminor
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Mar 26 2016, 02:11 PM
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New Member
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Good morning all sifus, I'm buying a house of value 790k. My net income is RM 9990 (13,250 gross), and travel / food are covered by company allowances.
Monthly commitments: NONE.
Looking for 90% loan for 35 years.
From your experiences what are the rates that I might be getting? Thanks!
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southminor
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Mar 26 2016, 02:20 PM
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New Member
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QUOTE(lifebalance @ Mar 26 2016, 02:15 PM) Hi southminorYou're qualified for 1.7mil loan. Interest rate would be around 4.4% - 4.45% on the lowest rate right now. Do you happen to have any credit card facilities atleast ? as this will affect your credit scoring. Do let me know if you want me to process ur loan  Yes, I have credit card, but all bills are paid one time, hence no debt. Do you have a number that I can contact? Thanks. |
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southminor
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Jun 27 2022, 02:56 PM
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New Member
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Hi good afternoon, Im looking for a loan for a 550k property... Anyone here offers a consolidated service that helps me apply for financing at multiple banks? Very happy to compensate for your services.
Priority is on rates, rreferably looking for a full flexi loan with option for early settlement. I have a close to perfect credit score if this is of any help.
Thank you loads.
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