Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Jul 6 2015, 04:50 PM
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#1
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Junior Member
18 posts Joined: May 2010 
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Hi All sifu's, I'm get 2 offer. haven't decided will go which bank, need some advise
Public Bank 3.65 (BR) + 0.70 (profit) = 4.35 Cimb Bank 4.0 (BR) + 0.40 (profit) = 4.4 which is that a good deal? |
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Jul 7 2015, 09:52 AM
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#2
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Junior Member
18 posts Joined: May 2010
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QUOTE(wild_card_my @ Jul 6 2015, 05:35 PM) At face value CIMB bank would be better. But I believe CIMB forces its customer to take up flexi services? Please confirm with the. It costs RM5 to RM20 a month for flexi services, something you may or may not need. Both banks is semi flexi. both also 3 years lock-in period from first day of drawdown. If signed their offer, Public Bank got 2% cancellation fee but 0% for CIMB Bank.  which mean, CIMB will be better deal??  |
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Jul 7 2015, 09:55 AM
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#3
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Junior Member
18 posts Joined: May 2010
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QUOTE(sss123 @ Jul 6 2015, 10:25 PM) May I know how did u manage to get 4.35 and 4.4 from those banks? as I heard a lot of bank offering lowest 4.45% now. May I know what type of home loan u applied to? full flexi semi flexi? islamic? any lock in period? did they come with mrta etc? for both Banks. semi flexi. 3 years lock in period. yes. come with mrta included to loan. |
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