for house loan.. joint can with friend?

if i have A house spa and single loan in my name rm 43k loan and b house rm 230k joint loan and i plan to buy 3rd house how can i get 90% loan on 3rd house ? any suggestion

for buyer how to know if HOC its is approve or not ?

as per lowyer mention hoc result almost 1 month after singing SNP.. but loan approval only take 2 week.. i dont wan signing loan if HOC dint approve

i hope so.. tq sir

my cimb loan 800k house rejected second time due to payment behavior (criss record) car loan public bank. already fully settlement car loan bevouse march is my final loan. but public bank still waiting 15feb to send the report to bnm

is there any bank offer high loan n accept high commitment similar like cimb?

if criss is the issue.. so if i resubmit after 15th feb..and my name clear from it ...is possible cimb will approve?? because this will be 3rd submission

alreayd go mbb.. seem they wiling to help .. so preparing doc.. as fast they can give result on this friday ...

my flat house 2015 ..cimb loan on bank 5 year already finish.. lawyer call and would like to proceed
deed of reassignment... caj me rm1k .. it that normal caj ?? and what i get
1.ori deed of receipt and reassignment
2.ori power of attorney
3.ori deed of assigment
4.ori murabahah facility agrement
5.original SNP
6.ori dead of mutual
7. leter offer
8. notification letter

no 2 until no 8 i already get on 2015 when i get my key house.. why this lowyer give me same doc ??

and i ask about geran.. they said this house still no geran.. need to ask developer and if geran already have.. i will be charge again...

this is my 1st house loan are settle ... so it is the normal process ?? i ask jmb still no geran.. so did i need to ask developer?

This post has been edited by sleyer: Jul 19 2020, 09:06 PM

how to know my Mortgage Loan start to pay after get are key or base on project progression??

all bank like that? why my friend start to pay after get the key? not sure if mean paid after getting key mean full installment

This post has been edited by sleyer: Aug 20 2020, 02:40 PM

hai,

if i brought house and snp done, loan done, house still on development current progression 35% expected done on end of 2022..

my question is:-
1-can i cancel the purchase ?
2- can i change the other property price lower than before??
3- what is the consequences ???

This post has been edited by sleyer: Jun 21 2021, 08:39 PM

can explain more?? if need to wait until complete that mean i need to sold it?

due to covid.. my income are effected.. cant afford to pay monthly commitment

after house are complete.. what option i have ??? can share pls

tq for your reply... really appreciate