Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Nov 16 2024, 11:27 AM
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#1
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Junior Member
236 posts Joined: Apr 2011  
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I would like to check whether bank will approve my loan or not as i currently only have ptptn didn't have any credit card. I paid off my car loan 2 years alot. Ptptn paid on time, do i need to apply credit score for bank to review? Or this ptptn is sufficient enough.
Ccris now is 0 score. This post has been edited by skyvisionz: Nov 16 2024, 12:19 PM |
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Nov 22 2024, 09:45 AM
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#2
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Junior Member
236 posts Joined: Apr 2011
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QUOTE(Ewa Wa @ Nov 19 2024, 04:00 PM) Bank will only review the Ccris record for past 12 months. I still suggest you to het a credit card and use it for 10months only apply for housing loan, 0 ccris unable to justify you r a good loan payer. I check my ccris only have my ptptn. Can i apply CC and use few months then try apply loan. Is it ok? This post has been edited by skyvisionz: Nov 22 2024, 09:45 AM |
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