Hi to all bankers out there,

Just want to check right now , what are the housing loan package available to housebuyer at this moment? ( buying directly from developer )

I know that the bankers will contact me directly, but I would like to know more about it aside from what they said.

Thank you.

Dear Professional,

Any idea how much is the Premium per Month if I wanted to buy MLTA ( with bare minimum coverage on self insurance ) to cover for Loan Amount of RM800,000 to RM850,000 for 35 years?

Thank you.

This post has been edited by shiangyi: Aug 7 2018, 11:24 AM

Hi all, I gotten some quotation in some PMs already. Thank you.

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However, there is another thing I would like to ask.

Assuming I am getting a loan of RM840,000 for 35 years at 4.5%.

Based on normal amortisation table, i should be paying installment of RM3,975.36 and total interest over 35 years is RM 829,649.76.

However, assuming I am buying property that is going under construction. The loan will only release based on percentage of completion according to HDA.

So by then, the interest charged over 35 years on property that is going under construction is effectively lower than RM 829,649.76.

May I know, is this the case here, or the Bank will top up the interest after full disbursement, to ensure that they cover RM 829,649.76 interest for 35 years.

Hi, so in other words, the example here is misleading?

Source: https://mypf.my/2016/11/02/malaysia-propert.../#comment-20672

Thank you.




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Hi, i am thinking of transferring my property still with loan to my parents at their age of 70.

Is it possible for me not to change the loan , or do they need to get some loan but can it be under my name ?

Understand that getting a loan at their age might be hard.

Thank you.

Thinking of buying HDB in Singapore, do you have any advise on this?

If we transfer the ownership, but the loan need to be joint name with parents, it is still eligible?