Hi.. i would like to ask a question about refinancing.. i am nearing my fifth year of my financing..when i bought my house the value of the house qouted by bank was 250k and the loan approved was 230k if im not mistaken.. if for instance now the house is valued by banks around 350k for example..if i would like to do refinance in order to cash in on the extra 150k..is it posibble? I bought my using under 3 names,myself,wife and my father in law as me and my wife combined salary was not enough at that time.. how ever now our combined salary is nearing 9k in a month so i decide to try to do a refinance if posibble