Which bank offers the mortgage with shortest or no lock-in period ?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
|
|
 Aug 16 2020, 09:08 PM
Return to original view | Post
#1
|
 
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur   
|
|
Quote|
|
|
|
|
Aug 17 2020, 01:43 AM
Return to original view | Post
#2
|
|
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
|
What's the advantage of Islamic vs Conventional Home Loan ?
|
|
|
Aug 18 2020, 04:22 PM
Return to original view | Post
#3
|
|
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
|
Let's say I want to buy a property at RM800k
I will sell another property at RM500k (within 3 months) I have cash RM100k ready. Which is the better plan :- A. Get a mortgage for RM720k (90% loan), put in the RM500k to offset mortgage. B. Sell existing property and get a mortgage for RM200k. Which plan would have lowest interest paid to the banks ? Which would provide better cashflow ? |
|
|
Aug 20 2020, 10:13 PM
Return to original view | Post
#4
|
|
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
|
Does age play a role in loan tenure allowable by banks ?
|
|
|
Aug 21 2020, 10:52 AM
Return to original view | IPv6 | Post
#5
|
|
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
|
QUOTE(lifebalance @ Aug 21 2020, 01:33 AM) Follows the youngest applicant age, max tenure 35 years, or 70 years old whichever comes first wah... expect you to pay until 70 years old hehehehe |
|
|
Sep 8 2023, 11:29 PM
Return to original view | Post
#6
|
|
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
|
if we get a housing loan of RM500k in Full Flexi-loan arrangement and we put in RM500k in the flexi loan account, is that allowed ?
Will interest be low or zero on the loan amount ? |
|
|
Jul 19 2024, 12:25 PM
Return to original view | Post
#7
|
|
All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
|
QUOTE(lolful @ Jul 18 2024, 03:49 PM) Just got approved for my loan. Free parking HLBB 3.8% 885K 9k MRTT for 15 years Flexi MBB 3.85% 905K 13K MRTT for 20 years Semi-flexi Both need CC application, but MBB give premier banking, is it useful? Any sifus can advise   This post has been edited by ronnie: Jul 19 2024, 12:25 PM |
| Change to: |  0.0482sec
 0.36
 7 queries
 GZIP Disabled
Time is now: 3rd December 2025 - 04:09 PM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.