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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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ronn77
post Jan 15 2015, 10:45 AM

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Any Public Banker here?

I'm considering to refinance my old shop to reduce the interest and at the same time to raise some cash. Currently my morrtgage loan is under PBB too so that will save me some legal fees.

Feel free to contact or whatapps me at 019-5516888.

ronn77
post Nov 13 2017, 07:57 PM

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If let say i want to use my company to do borrowing for shoplot property, what will be the requirements?

My company is going to be 1 year old and will audit the account on Mar'18. Can the bank accept if just have the 1 year audited account? And how the calculation looks like if let say i declare the yearly profit to be RM120,000?
ronn77
post Nov 13 2017, 11:12 PM

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QUOTE(ngph988 @ Nov 13 2017, 10:16 PM)
Most likely bank will use you and your shareholders income tax to derive as the company still amateur.

Now for company name, bank can finance up to 120% loan margin for commercial properties.
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120%? Means can get additional cash back if qualified?

Im using my wife name as company director while my partner using her in law as the proxy too. Her in law is retirees so he have 0 tax declared. Will that affect the chances?
ronn77
post Mar 6 2018, 11:33 PM

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Just wonder if anyone doing hire purchase loan here? My wife want to get a used car and need a banker.
ronn77
post Jan 24 2019, 05:32 PM

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Hi, any commercial loan officer here? Need to check on my eligibility as im looking at one of commercial shop.
ronn77
post Aug 12 2022, 03:04 PM

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Any bankers here doing refinancing?
ronn77
post Sep 7 2022, 02:58 PM

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QUOTE(lifebalance @ Aug 12 2022, 03:55 PM)
Yeah I do.
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What's your whatapps?

 

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