Hi sifus, looking for some guidance.

S&P Price = 688,100 (after rebate 591,000)

Loan approved 584,885 (85% margin because banker said rebate detected. i don't mind though i guess i pay lower overall total amount of loan?)

Mrtt rm 24,054

Total loan rm 608,939

Interest 4.05% (flexi/variable. got bank offer fix nowadays?)

Installment RM 2,790

tenure 33 years

HLB Islamic.

Property scheduled to be completed Sep-2020.


Was thinking, am I getting a decent/good deal here?

This is going to be my first home.

This post has been edited by real_cranium: Feb 14 2020, 11:13 AM