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Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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raul88
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 Apr 29 2017, 08:35 AM
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Dear forumer
I am a first time home buyer
Recently I booked a house
The agent said he already apply from a few banks for loan
Developers gave 10% discount so I don't have to pay deposit
However so far only one bank contacted me
Is there a time period to take the loan offer before my booking expired?
I'm concern as agent said the discount was circumferential meaning if I don't settle everything within stipulated time, I won't get the discount
Many thanks
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raul88
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Apr 29 2017, 11:00 AM
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QUOTE(lifebalance @ Apr 29 2017, 10:37 AM) Normally depends on the developer on how long they allow you to take your time to apply for your loan ranging from 2 weeks to 2 months. In this case you have to ask your agent what's going on. If you feel not confident that he didn't apply your loan with any other banks other than 1 bank then you may try with another loan agent Ty for ur swift reply We all know most of them only submit loan to their Friend at the expense of getting the best deal to customer |
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raul88
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Sep 17 2018, 11:15 PM
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Can i refinance to gov loan
Is that possible
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raul88
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Jan 24 2025, 07:10 PM
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Is there a generic interest rate formula for bank according to the property price bracket (prior to individualise risk assessment that determine final IR for each person)?
For instance,
Property >500k will be <4% IR
Property <500k will be >4% IR
Similar to car which has high IR for local car since it's cheaper but lower for imported car that already start with higher price..
Is this assumption true?
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raul88
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Jan 25 2025, 12:26 PM
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Edited
This post has been edited by raul88: Jan 25 2025, 11:56 PM
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