Hi sifus, I just have a doubt/confusion about the following...

Let's say my property is 700k, and DP supposed to be 70k. What's the difference if I increase my DP to 200k, compared to 70k DP, while using the remaining 130k to put into the loan repayment since it's flexi..

The loan's interest is computed daily, so if so, might as well I pay ngam ngam for the DP, the rest throw into loan repayment, atleast have more flexible cash rather than pay to developer. That's what the banker made me understand, but not sure how true is it.

Hi sifus and fellow bankers..

Just wanna check on the procedure of loan repayment. Lets say currently the property i am purchasing is still building, 10% progress only, when bank releases the first 10% payment to developer, can i opt to start paying the repayment of the full loan amount, rather than interest of the 10%?

Most people pay interest of the amount being released to developer, until VP, then only start paying for loan repayment. I wanna save up on interest so wanna start paying now, possible to be done?