guys i have a shared name property with my mom. I wanna by over her share. this is second prop under my name.
will the loan i take to buy over be 70% loan ?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Jul 17 2016, 06:37 PM
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213 posts Joined: Jun 2009  
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Jul 17 2016, 06:44 PM
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#2
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QUOTE(lifebalance @ Jul 17 2016, 06:40 PM) no need, just need to refinance the property loan and buy over her share in the S&P If this is ur 2nd property with ur mom, it's still considered 90% if you want to refinance. I might need to find out whether you're qualified for the refinance or not. Feel free to provide me these info Age 26 Gross pay 6100 Nett pay 5100 Rental income 0 ASB Income 600/Month (is this what you meant ?) Bonus 2 year total: lets not take this into account. Commitments House : 0 Car :0 Credit Card outstanding :0 Personal Loan :0 PTPTN : 0  |
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Jul 17 2016, 06:49 PM
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#3
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QUOTE(lifebalance @ Jul 17 2016, 06:46 PM) Yes if got then just calculate me the income monthly well its RM 600/month monthly ASB income. How much is ur mom selling her share to you and what's the current loan outstanding and the amount you want to refinance ? although its shared name, I'm not paying. just my name is there. i wanna buy the whole property at RM250k |
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