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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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nuar1984
post Jun 20 2015, 09:15 PM

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Hi.. i would like to ask a question about refinancing.. i am nearing my fifth year of my financing..when i bought my house the value of the house qouted by bank was 250k and the loan approved was 230k if im not mistaken.. if for instance now the house is valued by banks around 350k for example..if i would like to do refinance in order to cash in on the extra 150k..is it posibble? I bought my using under 3 names,myself,wife and my father in law as me and my wife combined salary was not enough at that time.. how ever now our combined salary is nearing 9k in a month so i decide to try to do a refinance if posibble

This post has been edited by nuar1984: Jun 20 2015, 09:16 PM
nuar1984
post Jun 20 2015, 11:35 PM

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QUOTE(ims2628 @ Jun 20 2015, 11:26 PM)
So now will refinance under two name? Instead of 3 name now?

Cash out portion dsr will count base on 10 years however monthly repayment can push until maximum loan tenure, depends with your age.
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Yes..2 names.. cashout portion will count base on 10 years? Does it mean i need to wait for 10 year or ? Im sorry but i dont know much about these things..could explain further if you dont mind..

This post has been edited by nuar1984: Jun 20 2015, 11:37 PM
nuar1984
post May 2 2020, 11:41 PM

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Hello there,

Just wondering which bank offers the lowest rates for refinancing? And which js the best..
nuar1984
post Jan 23 2021, 03:34 PM

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Just wondering which banks/financial institution offers high valuation for house these days? Also does anyone know the bank value for kelana d putera condo at kelana jaya since lrt3 station is build behind it?

 

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