for semi and full flexi housing loans - what happened if one decide to full settle the loan?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Mar 26 2018, 03:16 PM
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#1
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258 posts Joined: Sep 2006 
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Mar 26 2018, 05:33 PM
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#2
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258 posts Joined: Sep 2006
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is this year 2015 article still correct today?
https://www.thestar.com.my/business/busines...loan-agreement/ Albert took a 20-year HL. After servicing his monthly loan instalments diligently for the past 10 years, he still owes bank 60.3% of the original loan amount. |
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Mar 27 2018, 08:40 PM
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#3
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258 posts Joined: Sep 2006
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which bank housing loan can make payments during construction?
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Mar 28 2018, 07:04 PM
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#4
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258 posts Joined: Sep 2006
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QUOTE(css9028 @ Mar 28 2018, 12:27 PM) ohhh....i bought a home property, but completion is 2 years (2020)... u taking fully flexi or semi flexi? any monthly maintenance fee?so far some bank offered me... (a) MBB offer me 4.47% (BR+1.22),loan amount 600k+MRTA 35yrs coverage 20.3k... (b) HLB 4.47%, loan amount 600k tenure 33yrs © CIMB islamic 4.6% (i rejected already) Now i am waiting for PBB to give a proposal for me...but i want to immediate start my installment without waiting the completion...should u think which bank i should go for? *i guess PBB also offer the same rate with first year might be low interest...but no point if PBB not allow me to start installment but need to pay for extra 2yrs interest... correct me if i am wrong...thanks...  can u specific the loan plan being offered? tq |
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Nov 22 2018, 02:11 PM
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#5
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258 posts Joined: Sep 2006
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3rd party loan still got? which banks?
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Sep 20 2019, 09:14 PM
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#6
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258 posts Joined: Sep 2006
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can request bank to review housing loan interest or not? if so, how?
status - house loan not yet release any payment |
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Apr 8 2020, 05:10 PM
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#7
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258 posts Joined: Sep 2006
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hongleong bank mgplus housing loan fully flexi.
i checked the statement, hlb released some amount to developer. and i have enough balance in the linked current account. why hongleong bank still bill me the housing loan interests? anyone can explain how it works? -------------------------- answer - there is max 70% loan amount cap, for contra interests. This post has been edited by nbi: Apr 11 2020, 11:39 AM |
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Oct 27 2020, 01:04 PM
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#8
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258 posts Joined: Sep 2006
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hi i wanna reduce my hongleong bank hosing loan.
can bank reject me with the reason loan not 100% disbursed? |
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