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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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naminakata87
post Dec 5 2024, 01:48 AM

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From: Rainbow City JB


hi guy i plan to refinance my housing, now my interest rate is 4.86%. can recommend me which bank should i approach.
was quote by 1 bank 4.0% but lawyer need to pay.

current loan affin at 4.86%, try call and nego few times to revise my interest but no luck.
loan balance currently at RM644k. been serving loan for 7years. i see bank only deduct 600++ for principal and 2700++ for interest.

This post has been edited by naminakata87: Dec 5 2024, 01:53 AM
naminakata87
post Dec 5 2024, 01:54 AM

Enthusiast
*****
Senior Member
706 posts

Joined: Dec 2009
From: Rainbow City JB


QUOTE(DE.si.MON @ Aug 16 2024, 05:51 PM)
Hi. Would like to ask if this rate reasonable?

Refinance with Zero moving. Amount 240k

Fully Flexi.

SBR +1.15% (with MRTA) @ 4.15%
SBR +1.2% (without MRTA) @ 4.20%

Any better rate can offer? PM pls.
*
hi may i know which bank give zero moving cost.
naminakata87
post Dec 13 2024, 06:00 AM

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Senior Member
706 posts

Joined: Dec 2009
From: Rainbow City JB


QUOTE(FastTech @ Dec 6 2024, 04:57 PM)
Hi all,

I have a mortgage loan from RHB currently @ 4.2% (changes based on BLR) around 670k.

I received an offer from UOB for remortgage amount at 3.8% for 683k + RM6.5k MRTA.

Is it worth the switch to UOB or should I just stay with RHB?
*
hi may i know which branch offer this number.

 

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