QUOTE(Madgeniusfigo @ Jul 16 2016, 02:12 PM)
Dear
1. Based on the details given by you, Your max loan eligibility for each bank is as follow:
Rm
A*BANK 475,505.95
H*NG LE*NG 634,568.45
M*YBANK 475,505.95
*CBC 475,505.95
R*B 641,166.67
U*B 475,505.95
C*MB 528,526.79
AFF*N 559,047.62

2. The best bank to get the highest loan would be HLBB . However, each bank has it's own ball game
Different bank will calculate your income and debt accordingly based on each bank's different policy. Hence,
I would need to do a due diligence on your profile before suggesting the best bank to proceed with."
3. I would need to check you CCRIS, CTOS and income documentation before giving you any assurance.
If everything goes fine, 90% shouldn't be a problem for you."
4. It will be higher if you have
a. Bonus
b. Fixed deposit
c. Allowance or commission
d. Unit trust/ shares
Cheers
Hi,1. Based on the details given by you, Your max loan eligibility for each bank is as follow:
Rm
A*BANK 475,505.95
H*NG LE*NG 634,568.45
M*YBANK 475,505.95
*CBC 475,505.95
R*B 641,166.67
U*B 475,505.95
C*MB 528,526.79
AFF*N 559,047.62

2. The best bank to get the highest loan would be HLBB . However, each bank has it's own ball game
Different bank will calculate your income and debt accordingly based on each bank's different policy. Hence,
I would need to do a due diligence on your profile before suggesting the best bank to proceed with."
3. I would need to check you CCRIS, CTOS and income documentation before giving you any assurance.
If everything goes fine, 90% shouldn't be a problem for you."
4. It will be higher if you have
a. Bonus
b. Fixed deposit
c. Allowance or commission
d. Unit trust/ shares
Cheers
Im planning to purchase my 1st property for investment purpose but im not really clear on the eligibility as i heard some said 60% and others said 80% , hope u can help me on this.
My gross salary just RM3200
no other commitment and staying with parent.
Thks
Jul 16 2016, 06:59 PM

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