Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Feb 20 2015, 05:19 AM
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#1
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Junior Member
66 posts Joined: Aug 2007 
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Helloooo,
Thinking of buying a property in the range of RM1mil - RM1.5mil, combined loan. Me and my hubs gross salary = RM14,400 2 Car loans (me and my hubs) = RM2k House loan (me) = RM900 Insurance = RM200 Would like to know maximum loan amount we can stretch to apply that financier can easily approve? Thanks guys |
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Feb 28 2015, 01:27 PM
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#2
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Junior Member
66 posts Joined: Aug 2007
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QUOTE(ims2628 @ Feb 27 2015, 12:42 PM) For example A and B bought a condo RM600k, monthly repayment is around RM2.7k wow...then what's the point of the joint-loan option for customers? coz if like that no such thing as joint-loan but only individual loan since the way it is assessed is like individual.for DSR calculation the for A commitment for this unit is RM2.7k instead of 1.35k, previously can be calculate as 1.35k since its joint name but nowadays most bank count RM2.7k for commitment even for joint name.  |
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