Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Dec 16 2015, 07:04 PM
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#1
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Senior Member
797 posts Joined: Oct 2015 
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Need some Advice from mortgage specialist: once I have signed the loan offer letter, Is it considered as loan approved? That's because bank officer told me there's one more round of 'document checking' after signing offer letter. Any one can comment on this?
Thanks in advance. |
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Feb 25 2016, 06:39 PM
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#2
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Senior Member
797 posts Joined: Oct 2015
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Quick question: Can 'friends' joint as buyers for residential property?
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Feb 26 2016, 09:18 PM
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#3
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Senior Member
797 posts Joined: Oct 2015
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QUOTE(Madgeniusfigo @ Feb 26 2016, 01:18 PM) Dear mangoproperty, I understand about the loan part, how about the SPA part?This topic has been discussed regularly in this thread. Let me make it brief. 1. Bank requires joint borrower to be immediate family members, including in law. 2. However, bank wouldn't do a checking on your relationship during loan process, some bank will check, case by case. Hence, you get my point right   Thanks! This post has been edited by mangoproperty: Feb 26 2016, 09:18 PM |
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Feb 27 2016, 04:26 PM
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#4
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Senior Member
797 posts Joined: Oct 2015
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QUOTE(Madgeniusfigo @ Feb 27 2016, 01:30 AM) Dear, The next question would be when I signed an SPA with non-family related friends. Does the bank's accept third party loan in that case?SPA, no issue, anyone can be in the contract. Anyone..  Thanks. |
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Mar 1 2016, 07:59 PM
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#5
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Senior Member
797 posts Joined: Oct 2015
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what does mortgage officer look at for the credit analysis for DSR when Borang BE is involved?
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Mar 2 2016, 09:28 PM
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#6
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Senior Member
797 posts Joined: Oct 2015
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Hi,
I'm planning to purchase a commercial property using my company, currently only one years old. May I know which bank still can provide Full third party corporate guarantor for the purchase ? Thanks in advance. |
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Mar 3 2016, 09:05 AM
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#7
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Senior Member
797 posts Joined: Oct 2015
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QUOTE(Madgeniusfigo @ Mar 2 2016, 09:51 PM) Dear mangoproperty, SPA: own company1. Do you have company before this? How long is your previous company and how many years is the establishment? 2. Full third party corporate guarantor. You are saying SPA: You Borrower: You Guarantor Company? or SPA: You Borrower: Company Borrower: own company Guarantor: other non-related company. No company before this, the first and only company age one year. This post has been edited by mangoproperty: Mar 3 2016, 11:57 AM |
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Mar 3 2016, 07:57 PM
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#8
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Senior Member
797 posts Joined: Oct 2015
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QUOTE(Madgeniusfigo @ Mar 3 2016, 07:38 PM) Dear mangoproperty, Yes I'm planning to go for commercial, just wanna know which banks can do that under my circumstances.1. If use company as guarantor only Commercial and SME Loan can do so.  2. If residential loan, it couldn't be done. |
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