I got a question. My wife and I are in our late fifties so the loan tenure will be shorter making the monthly mortgage too high for us. We plan to include our daughter so that we can have the maximum 30 years for the loan. Problem is, my daughter has been retrenched and is presently a housewife. At 30 years tenure, my income alone is sufficient for the loan to be approved. But some say that my daughter must be working too otherwise the loan will not be approved. Is that true?