Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

views
     
mafa2801
post Apr 22 2016, 09:25 AM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
wow HLB...give high loan to buyer
mafa2801
post Apr 22 2016, 10:18 AM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
May i know min income to obtain 85% DSR?
mafa2801
post Apr 22 2016, 10:32 AM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
QUOTE(lifebalance @ Apr 22 2016, 10:21 AM)
3500
*
Can leverage their loans to agricultural land, joint name title? Or is it only applicable to residential house?

If you know which bank can pls. let me know.
mafa2801
post Jul 19 2016, 03:18 PM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
i saw in loanstreet "AIA" home loan giving 4.39% fixed rate.. is it so true???
mafa2801
post Jan 6 2017, 05:18 PM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
guys, newbie here..look upon ur advise here..

prop 1, snp me & loan me..MOF 90%
prop 2, snp me & loan me..MOF 90%

Prop3, snp Me & wife, loan using wife name..can get MOF 90%???
mafa2801
post Jan 6 2017, 05:25 PM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
QUOTE(lifebalance @ Jan 6 2017, 05:20 PM)
yeap as long as wife dun have more than 3 housing loan under her name.
*
this is 1st house for wife..but snp us both..still can get mof 90%? which bank can? rclxms.gif

if can, any banks offering mof 100% for 1st house scheme? pls. advise..
mafa2801
post Jan 6 2017, 05:30 PM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
QUOTE(lifebalance @ Jan 6 2017, 05:27 PM)
Cannot because your name already got property. Unless snp is only under wife name

Any bank also can
*
cannot???so sad.... bye.gif bye.gif

if mof 70%, 10% already paid..remaining 20% to be paid when?
mafa2801
post Jan 6 2017, 11:05 PM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
QUOTE(lifebalance @ Jan 6 2017, 05:43 PM)
I mean you can't get 100% with both your name because it's not your first property so if you intend to joint name in the SNP as the government will check

So at most is 90% for all banks if loan using wife name only.

In the case of 70%, you will have to fork out 30% deposit.
*
Got it..its like 3rd party loan in order to obtain mof 90%..
Whats the disadvantage in terms of mrta and also in terms of spa?
mafa2801
post Sep 6 2017, 01:55 PM

Enthusiast
*****
Senior Member
765 posts

Joined: Jan 2016
QUOTE(lifebalance @ Sep 6 2017, 11:00 AM)
This area a lot of blacklist in the bank system due to landslide area. All the best in getting the bank to finance it.
*
I see..no wonder saw auctioned unit at a very cheap price!

 

Change to:
| Lo-Fi Version
0.0464sec    0.50    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 10:38 AM