Hello everyone,

I received a loan approval from MBB and according to banker it's MaxiHome (conventional flexi loan) and I can always put in extra money to save interest and withdraw them with a withdrawal fee of RM 25. The maximum amount to put in is up to 99% of the loan amount. According to him, this is not Maxi-Flexi as this loan product does not require me to open a current account which requires a monthly fee. However, I can't find any MBB product with this benefits through the internet. I'm just worried that there is any hidden clause that he is not telling me as this sounds too good to be true.

Any help is much appreciated!! Thanks!!

4.45%, 90% loan margin.

Property price RM 650,000, loan 90% and still considering whether to finance MRTA.

Thanks!

Ok thanks! I'm just very curious if the loan product he offers me is legit. There is no way I can find it and no brochure etc. he told me now all loans are flexi just that conventional loan I can directly withdraw from maybank2u.

I guess it varies with bank. I have banks who only willing to offer me 80% because I work overseas. Just need to submit the required documents such as income, savings etc to your bankers.

Thank you so much!