Hi all,

Wondering if this is a good offer from CIMB.

Going for 90% loan for undercon property (loan under 2 name)

SPA price: RM 1,070,000
Loan amount: RM 963,000
Rate: 4.15%
Tenure: 34 Years
MRTA: RM 40,000 (50%+50% loan coverage for 24 years)
Total loan: RM 1,003,000

Monthly installment : RM 4,200 for first 5 years, RM4750 for remaining

Thanks

need some advise on this situation.

changing job march 2024 with offer letter in hand
resigning from current job this month end

planning to apply a home loan now.  Can we  just base on current job and use current payslips without informing bank on new job offer?

Who is offering 3.75% at 90% financing? Lowest approval I got was 3.83% and that was from Alliance Bank.

I think SCB offers 3.80% but they only do a lower margin of financing.

hi was applying maybank house loan and got this offer, is it good?

Maxihome loan

100% set off interest on extra prepayment amount
Withdrawal charges RM25 on extra prepayment
RM200 loan processing fee

Loan 90% RM934,200
Loan tenure 33 years
Interest rates 3.85%
Monthly installment RM4,171
——————————————————
*MRTA 50% sum insured 10 years, premium RM4,942

dont quite understand the MRTA 50%, does that mean covered (RM934,200/2)?

thanks. i decided to go for this package. will buy another MLTA to cover another 500k 

Hi, I want to check with you, my wife is earning RM10k gross income, and would like to know how mush she can apply for house loan under her own name? I cant be her joint applicants due to over quota..

Just got approved for my loan.

HLBB
3.8%
885K
9k MRTT for 15 years
Flexi

MBB
3.85%
905K
13K MRTT for 20 years
Semi-flexi

Both need CC application, but MBB give premier banking, is it useful?

Any sifus can advise

Huh loan above RM 1mil then can get premier liao?

Hii, do you know any bank offering rate below 3.8% after nego? So far all banks stuck with max lowest 3.8%