Is there a way I can convert a joint name mortgage loan into only 1 party?
It will be either party of the current joint loan.

Thanks Keith. What if the house is under the name of both the joint name and now would like to finance it under one party?
Will it be the same re-financing procedure? What kind of cost should be expected for this process?
The change will be only at the bank part and not the owner of the house.