any refinance package without moving cost?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Jan 7 2016, 06:19 PM
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#1
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71 posts Joined: Apr 2010 
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Jan 13 2016, 12:41 PM
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#2
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QUOTE(lifebalance @ Jan 7 2016, 06:24 PM) AIA 4.99% with zero moving cost and no lock in period Thanks! any lower interest?? |
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Jan 13 2016, 12:42 PM
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#3
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QUOTE(Madgeniusfigo @ Jan 7 2016, 06:46 PM) Dear, Hi, HSBC, HAS ZERO MOVING COST, package. RATE depends on your loan amount 1. May I know what's the market value for your property? Market value more than RM450k, but I plan refinance for 400 or 450k.. What's the interest rate ya? Thanks Chan |
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Jan 26 2016, 02:02 PM
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#4
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QUOTE(Madgeniusfigo @ Jan 13 2016, 01:03 PM) Dear, Thank you so much for your info..1. If you opt for zero entry cost, HSBC, the rate will be 4.6-4.7% 2. If you opt for other banks rate, it will be 4.4-4.45% rate. However, other banks would allow you to finance your legal fees, valuation into the loan amount too. You can finance max 5% of your loan amount ( 5% x Rm400k loan =RM20K). You can finance total 20k of your legal fees + valuation into your loan amount. May I know normally what's the amount of legal fees + valuation fees? Thanks Chan |
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Jan 29 2016, 05:10 PM
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#5
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QUOTE(lifebalance @ Jan 26 2016, 02:05 PM) If u plan to refinance 400k, the Loan agreement would be about 5k - 6k thank you! |
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Jan 29 2016, 05:11 PM
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#6
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QUOTE(Madgeniusfigo @ Jan 26 2016, 02:17 PM) Dear kwaick, Thank you very much!!For the loan amount you stated Rm400k Legal loan fees will be around Rm4000-RM8000 Valuation will be Rm800-Rm1000 |
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