Hi,

I think I posted here before regarding one of the property in Lakeside Residence, Puchong and even have lots of mortgage specialist PM me on the loan eligibility / process purchasing a home.

While I'm still digesting all the advises before making any final confirmation on the loans, I was also being advise by my friends to expedite on the Overdraft facility from Citibank, Standard Chartered, or HSBC.

I'm not at my best understanding regarding this Overdraft facility loan, or if this is one of the house loan package available in the market that I can further expedite.

Tried to find some Overdraft facility forum here but couldn't find it (appreciate if someone can send me the forum link)

I welcome any of the Citibank / SC / HSBC officer / specialist in Overdraft facilities to PM me the further details.

At this moment, I'm in my final stage of negotiation on the property price with the agents, as well as got few SPA quotations from the legal firm, it's down to this Overdraft facility that I need to find out before choosing the right loan for it.

Appreciate all your help / professional advise on this.

Thanks

Hi,

I couldn't find in this forum if there's a forum / discussion that updates us the latest home loan interest rates for all the banks in Malaysia , be it local bank / international bank.

I can make a call to all the bank but that will be a massive hussle to wait the operator directory.

Can anyone direct me or inform me the latest interest rate for all the banks here?

Not sure if I missed out any banks, as below.

AMBANK
MAYBANK
PUBLIC BANK
CIMB
HONG LEONG
ALLIANCE


HSBC
CITIBANK
OCBC
STANDARD CHARTERED
UOB

Thanks for the information.

Regards
cks1026

Hi, I want to check with you, my wife is earning RM10k gross income, and would like to know how mush she can apply for house loan under her own name? I cant be her joint applicants due to over quota..