Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Jun 5 2015, 03:00 PM
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#1
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Senior Member
1,407 posts Joined: Jul 2009 
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Hi all,
Just want to enquire whether its possible for me to make a joint loan with my gf. We're going to get married next year. What are the banks that allow it? Property price : RM 400,000 My loan : RM 320,000 Her loan : RM 80,000 |
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Nov 4 2015, 08:36 PM
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#2
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Senior Member
1,407 posts Joined: Jul 2009
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My Maybank loan got approved. Maybe tomorrow will know more about the details.
RHB and BSN probably at the end of the week. How low the current rate for around 500K property right now? Can get lower than 4.4%? |
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Nov 5 2015, 11:33 AM
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#3
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Senior Member
1,407 posts Joined: Jul 2009
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QUOTE(Madgeniusfigo @ Nov 4 2015, 11:35 PM) Dear kingsora, Thank you. These days hard to get approval for loans according to the loan agent. They chase me like crazy. Congratulation on your loan approval! When loan approved, you will be able to know the loan details already...... 1. For the lowest rate can be done for property RM300K and above is 4.4% Rm500k above is 4.37%. This is the best deal AMbank could offer! haha 2. For other bank Rm500,000 property (RHB, BSN) would be standard 4.4-.4.5% 3. PB RM800k above property could get 4.35%  1. Was thinking of applying to Ambank. If only 4.4% no point I think. Haha. 2. BSN offered me 4.7% ZMC and 4.55% NZMC. Hopefully RHB can offer me 4.4%. |
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Nov 18 2015, 05:20 PM
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#4
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Senior Member
1,407 posts Joined: Jul 2009
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QUOTE(donald88 @ Nov 18 2015, 01:01 PM) Any reliable website where I can get the interest rates from all banks since loanstreet is not up to date? You can try Imoney.my. The base rate is accurate although the spread will vary depending on your loan amount. I realize when I put 4 million loan amount I get the real effective rate I got from the banks compared to when I put 400K. |
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Dec 16 2015, 06:57 PM
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#5
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Senior Member
1,407 posts Joined: Jul 2009
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QUOTE(Madgeniusfigo @ Dec 16 2015, 02:52 AM) Dear, I applied RHB Islamic, Maybank Islamic and BSN only Maybank don't have lock in period.1. Full flexi will not charge you for redrawal and flexi repayment. 2. Most of the banks now provide daily rest calculation 3. Monthly fees will definitely charged for full flexi, RM10 for current account maintenance. Semi flexi doesn't have monthly fees RM10 charges but redrawal will be charge Rm23-rm53/transaction 4. No lock in period will be islamic loan. Hence I would suggest -PBB,RHB,AMBANK for the 4.35% rate this month -Any bank for point No.1 -Any bank for point No. 2 & 3 - OCBC,RHB and CIMB Islamic loan for all the point above |
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Jul 5 2017, 08:16 AM
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#6
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Senior Member
1,407 posts Joined: Jul 2009
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Hi, I'm looking for MLTA product which gives Sum Insured 500K. Person insured is female and 25. Please do PM me.
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May 17 2018, 10:14 AM
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#7
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Senior Member
1,407 posts Joined: Jul 2009
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Hi,
I'm looking for MLTA for 498K house. In addition, I'm also looking for a separate life insurance policy around 300K to 400K. Please PM me. |
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