Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Sep 19 2019, 08:07 AM
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#1
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Senior Member
897 posts Joined: May 2012 From: seremban, nilai   
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I am thinking of 2 ways to fund my first house to reduce my principal from bank. Is withdrawing
ASB and EPF a good choice? As there are giving around 5-6% of interest every year which is higher than housing loan now that is fluctuating around 4-4.5% |
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Feb 16 2020, 10:25 PM
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#2
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Senior Member
897 posts Joined: May 2012 From: seremban, nilai
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Bring offered
Loan amount of : RM450k MRTA : RM19,110 For 35 yrs Rate A @ Yr1: 3.85% Yr2 onwards: 3.97% Rate B Flat : 3.9% Both rates for flexi loan. Which will be a better deals? Is it worth to pay MRTT or better to get insurance to cover that part? Thanks This post has been edited by kingdomdemon: Feb 17 2020, 09:22 AM |
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Feb 19 2020, 06:52 AM
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#3
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Senior Member
897 posts Joined: May 2012 From: seremban, nilai
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QUOTE(coolguy99 @ Feb 17 2020, 08:57 AM) I will opt for the flat rate one. Does the 3.9% comes with compulsory MRTA? Apology for replying late. Just check with banker, they said it is compulsory. If not it will be 4.05% |
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