QUOTE(vin39 @ Jan 22 2025, 10:07 AM)
Very comfortably at around 3.9%. MRTA should be around 6-7K.
Why mine rm300k rumawip w/ 80% financing (240k loan), 35 years, MRTA is almost 12k?Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Jan 26 2025, 07:59 PM
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255 posts Joined: Oct 2020  
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Jan 27 2025, 07:41 PM
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255 posts Joined: Oct 2020
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QUOTE(GilaGorengMaggi @ Jan 27 2025, 03:06 PM) RumaWIP 300k house price, 100% loan HLB and Maybank saying interest rate can vary between 4.8-5.2%.. first time house/loan application, walao i didnt know so the rate so bad nowadays Huh that's pretty high, HLB offered me 3.9% with MRTA, also first time home buyer |
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Jan 29 2025, 08:37 AM
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QUOTE(GilaGorengMaggi @ Jan 28 2025, 02:41 PM) 100% or 90%? what kind of loan (conventional, semi-flexi/flexi, etc.) 80%, full flexi |
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Feb 22 2025, 10:53 AM
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QUOTE(richtrons @ Feb 21 2025, 03:08 PM) Hi all, I have a question and hope to get some advice. Hi, I'm about to sign RHB Full Flexi loan soon, just wondering if what my agent mentioned was correct as he said I can offset interest during progressive interest stage as well?I currently have an RM310K active loan with RHB which I am paying progressive interest. Bank already disburse total 220k now. I called RHB and they mentioned I can do early commencement of installment but they will need to make a report to release the remaining 90k early to the developer. with this then I can pay installment which can deduct principal and not only progressive interest. Can I know if this is a good idea to early release the money to developer so I can start early installment? He mentioned the moment after signing loan, whatever amount that is charged in the future during progressive interest stage, to make payment immediately less 1 ringgit to prevent early settlement. Can I confirm if this is possible? Because HLB does not allow me to offset progressive interest during construction stage. |
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Feb 28 2025, 12:03 AM
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255 posts Joined: Oct 2020
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What about CLTA?
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