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Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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jorrne00
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Jan 9 2020, 09:45 PM
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Getting Started

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Anyway to get bank loan for RM700k? Fixed Salary = RM5k Car Loan = RM1.7k Extra Income per month not reported (Part Time) = RM5K per month FD: rm160K
This post has been edited by jorrne00: Jan 9 2020, 09:47 PM
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jorrne00
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Jan 9 2020, 10:22 PM
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Getting Started

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QUOTE(Mr.Sea @ Jan 9 2020, 10:17 PM) Part time income got payment voucher and statements ? Better declare in 2019 tax then use that apply loan. But have to give 6 months bank statement or voucher to prove every month got 5k income from part time. Bank statement will have those companies that bank in to me. Will report those income if I can get loan, if not, no point.
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jorrne00
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Jan 10 2020, 01:18 PM
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Getting Started

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QUOTE(lifebalance @ Jan 10 2020, 12:54 PM) Aww.. That is bad. Eventhough i can pay, But bank dont give me loan
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jorrne00
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Jul 26 2020, 12:38 AM
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Getting Started

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HLB : 2.90% (2.63 + 0.27)
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jorrne00
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Aug 6 2020, 11:39 PM
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Getting Started

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QUOTE(boo82 @ Jul 30 2020, 02:21 PM) loan amount? i am getting 2.95 only  RM906k
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jorrne00
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Oct 12 2020, 10:16 AM
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Getting Started

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would like to know how to calculate the housing loan if i pay some advance deposit. Any formula?
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jorrne00
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Feb 1 2021, 10:13 PM
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Getting Started

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regarding the mortgage loan, if loan release till 70% only, i gotta pay the interest 1st? The house by right should be ready in Dec'20, but they delay it to Mar'21 due to CMCO in Oct'20. Then MCO started in Jan'21 =.="
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jorrne00
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Oct 20 2025, 10:53 PM
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Getting Started

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I wonder whether any higher bank officer can directly approved housing loan RM1.5m (second property) Salary totally not match at all and currently joint name and have a housing loan instalment of RM4100 per month. Quite like to design of another property but the problem is, cannot swap like that. Lolx.. If need proper salary, then how much do I need to match it? I can ask some company to provide me salary and kwsp for few months
This post has been edited by jorrne00: Oct 20 2025, 10:55 PM
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