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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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jorrne00
post Jan 9 2020, 09:45 PM

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Anyway to get bank loan for RM700k?
Fixed Salary = RM5k
Car Loan = RM1.7k
Extra Income per month not reported (Part Time) = RM5K per month
FD: rm160K

This post has been edited by jorrne00: Jan 9 2020, 09:47 PM
jorrne00
post Jan 9 2020, 10:22 PM

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QUOTE(Mr.Sea @ Jan 9 2020, 10:17 PM)
Part time income got payment voucher and statements ?
Better declare in 2019 tax then use that apply loan.
But have to give 6 months bank statement or voucher to prove every month got 5k income from part time.
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Bank statement will have those companies that bank in to me.
Will report those income if I can get loan, if not, no point.
jorrne00
post Jan 10 2020, 01:18 PM

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QUOTE(lifebalance @ Jan 10 2020, 12:54 PM)
No, not possible.
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Aww.. That is bad. Eventhough i can pay, But bank dont give me loan
jorrne00
post Jul 26 2020, 12:38 AM

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From: kuala lumpur


HLB : 2.90% (2.63 + 0.27)

jorrne00
post Aug 6 2020, 11:39 PM

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QUOTE(boo82 @ Jul 30 2020, 02:21 PM)
loan amount? i am getting 2.95 only sad.gif
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RM906k
jorrne00
post Oct 12 2020, 10:16 AM

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would like to know how to calculate the housing loan if i pay some advance deposit. Any formula?
jorrne00
post Feb 1 2021, 10:13 PM

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regarding the mortgage loan, if loan release till 70% only, i gotta pay the interest 1st? The house by right should be ready in Dec'20, but they delay it to Mar'21 due to CMCO in Oct'20. Then MCO started in Jan'21 =.="

jorrne00
post Oct 20 2025, 10:53 PM

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From: kuala lumpur


I wonder whether any higher bank officer can directly approved housing loan RM1.5m (second property)
Salary totally not match at all and currently joint name and have a housing loan instalment of RM4100 per month.
Quite like to design of another property but the problem is, cannot swap like that. Lolx..
If need proper salary, then how much do I need to match it? I can ask some company to provide me salary and kwsp for few months

This post has been edited by jorrne00: Oct 20 2025, 10:55 PM

 

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