QUOTE(Lucifer69 @ Apr 9 2024, 10:21 AM)
Hi, mind to share which housing loan package and loan amount is this? The best i got was 3.85% for 500k
Mind to share which bank?Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Apr 18 2024, 03:22 PM
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#1
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Junior Member
47 posts Joined: Dec 2008 From: Cheras, Kuala Lumpur  
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May 16 2024, 02:37 PM
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#2
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Junior Member
47 posts Joined: Dec 2008 From: Cheras, Kuala Lumpur
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QUOTE(lolful @ May 16 2024, 01:50 PM) Just got approved for mbb 900k loan for 3.9% on semi-flexi islamic, 35 years Semi-flexi as in there's capping or maintenance fees or withdrawal fees?Condition: MRTT 450k for 20 years Savings account Credit card I got full flexi from RHB with 3.95%. Loan amount RM600k, no MRTA, no capping, no withdrawal fees and no maintenance fees. |
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May 17 2024, 10:14 AM
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#3
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Junior Member
47 posts Joined: Dec 2008 From: Cheras, Kuala Lumpur
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QUOTE(lolful @ May 16 2024, 07:41 PM) Wow yours is good, i was told 4.0 was the min interest rate for flexi so i chose semi instead Previously was offered with 4.0% without MRTA and 3.90% with MRTA, the banker are good and kind enough to help me to do appeal and final I offer I got are 3.95% Semi flexi has charge for withdrawal, dont think have maintainence fees though, that seems for flexi instead  I see, I heard Islamic when you do withdrawal, you need to physically go to the bank and queue. Only conventional you can do via online thru their app. This is what banker told me, you might need to double check with your banker ya. |
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