Hi, any OCBC representatives here? I don't fully understand my loan statement. OCBC says to opt out deferment, just continue to pay as usual. I did, and for April's interest, I was charged a full amount of my monthly repayment.

Monthly repayment RM2590.
Profit billed RM2590.

On the 1st of May, RM2590 goes to profit, 0 goes to principle