With all these OPR rate cuts and BR revised. What is the recommend BR range that new loan should try to aim for?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
|
|
 May 8 2020, 08:45 PM
Return to original view | IPv6 | Post
#1
|
 
Junior Member
669 posts Joined: Dec 2012 
|
|
Quote|
|
|
|
|
Jun 18 2020, 08:46 PM
Return to original view | IPv6 | Post
#2
|
|
Junior Member
669 posts Joined: Dec 2012
|
May I know is 3.3% a good rate now?
And what's the pros and cons of CLTA? |
|
|
Jun 18 2020, 11:49 PM
Return to original view | IPv6 | Post
#3
|
|
Junior Member
669 posts Joined: Dec 2012
|
QUOTE(lifebalance @ Jun 18 2020, 09:22 PM) 3.3% is fair. I see, thank you lifebalance.CLTA is tied to the bank loan compared to life insurance, so essentially you're borrowing extra money to buy this insurance from RHB and also serving interest for it until the day you sell / refinance the house.  What more should I know about CLTA? For my situation I am still Young Adult, and got plan to buy property in the future. CLTA/MLTA/MRTA which would be more preferable for my case? |
|
|
Jul 7 2020, 07:45 PM
Return to original view | IPv6 | Post
#4
|
|
Junior Member
669 posts Joined: Dec 2012
|
My friend got offered 2.9% how good is this?
|
|
|
Jul 7 2020, 09:15 PM
Return to original view | IPv6 | Post
#5
|
|
Junior Member
669 posts Joined: Dec 2012
|
QUOTE(chonghe @ Jul 7 2020, 08:54 PM) when? seems so low even after reduce of OPR today, but today reduce OPR today can get so low rate? I am also surprised when my friend told me pbb offered him 2.9%. That's so lowbefore reduce the market rate is ~3.2% after reduce should be ~2.95-3%% |
| Change to: |  0.1905sec
 0.23
 7 queries
 GZIP Disabled
Time is now: 5th December 2025 - 05:31 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.