People here seems to sure that I am pulling bullshit out of my ass, lol.

All of you just referencing MBB, RHB, PBB.. which I get it, they are the lowest interests in the industry and thats why most of you / market take their facilities and thats what you are familiar with and what you say is true.

What I am saying is also true, CIMB's Home Flexi (full flexi) that we are actually having, is as I said.. more money into the Current Account, monthly repayment for the Loan Account (deducted from the CA) is reduced (EDIT: if you take out the money, repayment for the month increases). This is a fact that we are facing. I have also talked to another CIMB banker recently about this facility and confirmed its true, and also confirmed the lowest interest rate for this is 4.15%, HENCE NONE OF YOU CHEAPKSKATES even want to consider and so is unfamiliar with it.

Sorry for lashing out, but way to go for putting down someone who just wanted to ask if there is any other bank that offers what CIMB Home Flexi offers.

Go on, go talk to a CIMB banker and tell me I'm right. If you don't have one, I can share.