1.Borrower
a.age - this december will be 36
b. No. of borrowers - 1, only me
c. no. of housing loan - currently only 1

2. Income (borrower)
a. Gross salary -8k with fix allowance, govt sector
A:
B:
b.Variable income for business (6months latest)
"1.
2.
3.
4.
5.
6."
c. OT
d. Fixed allowance
e. Variable Allowance (6months latest)
"1.
2.
3.
4.
5.
6."
f. Bonus contractual (1 year bonus amount)
g. Bonus performance (2 years bonus amount)
h. Comission (6 months, each month amount from the earliest)
"1.
2.
3.
4.
5.
6."

3. Supporting income (borrower)
-Tenancy agreement rental (6months)
"1.
2.
3.
4.
5.
6."
i. ASB ( 2 years total DIV)
j. Shares dividend
k. Fixed deposit

4. Debt / commitment (borrower) "joint or indiv"
a. Hire purchase loan (Borrowed amount)*
b. Housing loan (Borrowed amount) (Joint or indiv) - 378k
c. Personal loan (Credit limit)
d. PTPTN (credit limit)
e. Credit card (Outstanding/usage) - 520
f. ASB loan ( credit limit)
g. Overdraft ( Credit limit)

4. Background (borrower)
a. Occupation - govt servant
b. age - 36
c. currently staying at? - own house, double storey terrace

5. Property
a. purchase price - 408k
b. subsales or underconstruction - new, build and sell concept
c. freehold or leasehold - leasehold
d. 1 borrower or joint borrower - 1 borrower