Hi all,
is this the good time to re-finance/re-mortgage my fully paid property?
Is re-finance the correct term for fully paid property?
The purpose is to renovate my property
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Sep 11 2019, 11:48 PM
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#1
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Junior Member
61 posts Joined: Sep 2017 
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Jan 14 2020, 02:20 PM
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#2
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Junior Member
61 posts Joined: Sep 2017
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Hi all,
A question here. My dad have a fully paid property and we have the land title but do not have any SNP. Will I be able to refinance the house still with just the land title? |
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Feb 17 2020, 06:48 PM
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#3
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Junior Member
61 posts Joined: Sep 2017
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Hi guys,
It is me again. I will need some cash for renovation and emergency. So I planning to "refinance" my fully paid property. So I should be looking at what kind of loan? Full flexi or semi flexi? Conventional or Islamic? Which bank offers the best ? Or all roughly the same Should i opt to get more cash ? which this affects my mortgage loan in the future if i wanna buy another house? |
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Feb 28 2020, 05:32 PM
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#4
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Junior Member
61 posts Joined: Sep 2017
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Hi all,
Can someone please advise on why the MRTT is so expensive for my housing loan? CIMB 500k loan 38k MRTT |
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Feb 28 2020, 09:51 PM
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#5
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Junior Member
61 posts Joined: Sep 2017
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QUOTE(lifebalance @ Feb 28 2020, 07:44 PM) Due to your age and the duration of the coverage. I heard from others that I can choose the duration of the coverage. But I was not given the option. This is too expensive, so this is the reason ppl looking for other bank? |
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Mar 1 2020, 03:16 PM
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#6
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Junior Member
61 posts Joined: Sep 2017
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QUOTE(lifebalance @ Feb 29 2020, 10:38 AM) You can normally reduce the tenure but not recommended as the coverage will drop very fast, the alternative is MLTA which is cheaper over the long term. 34 Will need ur age, gender, loan amount to let you know what's the market rate. Male 500k |
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Mar 5 2020, 08:55 PM
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#7
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Junior Member
61 posts Joined: Sep 2017
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Hi guys, can i cancel the loan after i signed the LO?
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