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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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fensiang
post Apr 20 2015, 10:01 PM

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Junior Member
114 posts

Joined: Sep 2008
QUOTE(jessc111 @ Apr 20 2015, 03:09 PM)
I need some advice on mortgage loan. Kindly pm me pls. TIA!
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Please check inbox, already pm you, thanks
fensiang
post Feb 28 2016, 11:52 PM

Getting Started
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Junior Member
114 posts

Joined: Sep 2008
QUOTE(cassandra tan @ Feb 28 2016, 02:53 PM)
hi there, I am buying my first house and am really confuse about the housing loan that is available out there. My relative recommends me to take full flexi as best way to save interest, but my friends say semi-flexi is better.  If I transfer all my monthly salary (RM 8K)  into the full flexi current account on monthly basis  and then use up about  60% (RM 5K)  by month end, does that still provide any additional interest savings compare to semi flexi where say I pay extra 3K everymonth on top of the regular payments ?  I am being quoted 4.55% full flexi by hong leong but can get 4.4% from cimb for semi-flexi.  My relative also have some extra cash RM 100K which she claim she will help me to  park inside my full flexi current account to save interest. I am interested to take RM 500K loan. 

thanks a lot for reading my query
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Bro, if u don't mind to apply one more bank, u can pm me
I can offer u a better rate which is full flexi loan which you have
Current account on it, for sure the package will suits your needs and help u to save more interest
I already pm you my hp number, do give me a ring if u are interest. I am a direct banker from bank

 

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