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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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fcchung
post Oct 29 2022, 11:48 AM

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Hi sifu here, any alternative way can loan 80%-90% if want to buy 3rd hse?tqvm...
fcchung
post Oct 29 2022, 12:12 PM

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QUOTE(mini orchard @ Oct 29 2022, 11:58 AM)
Buy from auction. Most prices oredi big discount. Then dont have to borrow much.
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i currently hold 2 housing loans...keen to buy 3rd hse...based on bank Negara only can loan 70% if buy 3rd hse...so that see any sifu here has any suggestion can loan 80% - 90%...
fcchung
post Oct 29 2022, 12:30 PM

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QUOTE(mini orchard @ Oct 29 2022, 12:24 PM)
How much is the extra 10 to 20%, ?

If borrower risk factor is high, bank also wont give loan at all.
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3rd house selling price is RM 270,000...so need pay down payment 30% total amount of RM 81,000...
fcchung
post Oct 29 2022, 12:44 PM

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QUOTE(mini orchard @ Oct 29 2022, 12:34 PM)
The other 2 properties, how many years have you paid the loan. What is the purchase price then and the estimate market value now ?
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less than 10 years for both properties...purchase price around 550K for both...market value not sure..
fcchung
post Oct 29 2022, 10:11 PM

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QUOTE(lifebalance @ Oct 29 2022, 02:02 PM)
Yes, got ways to get 90% financing on the 3rd property.
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hi, UGPM
fcchung
post Nov 30 2022, 09:52 AM

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hi sifu here, any Bank Islam or Bank Muamalat banker introduce to me?thanks...
fcchung
post Jul 17 2025, 01:37 PM

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hi sifu here, i have housing loan from MBB is BFR -2.4% since 2011 (loan RM467K). currently monthly instalment is RM2,178.if i want to convert to OPR-based financing, my instalment will be slightly lower?

 

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