Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Feb 2 2016, 08:19 PM
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#1
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Junior Member
76 posts Joined: Aug 2005  
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hi, loan amt 600k, 35 years
would like to hear some advice on choosing between, Maybank offer BR 3.2 + 1.25 = 4.45% RHB offer BR 3.9 + 0.50 = 4.40% This post has been edited by cwkhang: Feb 2 2016, 08:23 PM |
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Feb 2 2016, 11:34 PM
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#2
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Junior Member
76 posts Joined: Aug 2005
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QUOTE(lifebalance @ Feb 2 2016, 08:29 PM) What u want to hear ? take maybank because lowest BR 3.2% + 1.25% or take the lowest interest rate 4.4% but higher BR 3.9% RHB This post has been edited by cwkhang: Feb 2 2016, 11:35 PM |
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Feb 3 2016, 12:38 PM
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#3
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Junior Member
76 posts Joined: Aug 2005
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QUOTE(lifebalance @ Feb 3 2016, 07:31 AM) Either way still the same because both rate will increase over time. Left and right side. Remember you are applying for a fluctuating rate not fixed rate. The banks can increase the rates anytime subject to 3 months notice in advance. Thank you for the comment.So take the lowest one for now which is rhb. I thought left BR rate is fluctuating but the right (e.g. 0.5% is fixed rate). |
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Feb 3 2016, 07:54 PM
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#4
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Junior Member
76 posts Joined: Aug 2005
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QUOTE(Madgeniusfigo @ Feb 3 2016, 07:50 PM) Dear, okay, thanks! gong xi fa cai!I would go for RHB, lowest spread rate 0.5%. and lowest effective rate. |
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